Is Travel Insurance Really Necessary?

The unexpected can happen. When planning a trip, it’s important to consider purchasing travel protection for your investment. There are various companies to choose from and different options to consider when selecting a plan, but the benefits of having coverage can be invaluable. For instance, travel protection can provide reimbursement for trip cancellations or interruptions due to unexpected events like illness, natural disasters, or even job loss. It can also offer medical coverage, emergency assistance, and help with lost or stolen luggage. With all of these potential benefits, it’s worth exploring different travel protection options before embarking on your next trip.

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What identification and documents are needed on a cruise?
Travelers are often curious about what is required to cruise. Do I need a passport? Birth certificate? It depends. Travelers are ultimately responsible for having the needed documents/identification to board the cruise ship. Here are some tips for US citizens:

**Contact your cruise line or read their information on their website. They will make it clear what is required.
**USA citizens generally may use a certified birth certificate and another state issued ID on closed loop cruises (beginning and ending in the same port). Again, ck your cruise line.
**Certified birth certificates, not just hospital issued or copies, are required. These can be obtained through the local health department or Vital Records department thru the state.
**Although it may not be required, passports are highly recommended. If one misses the cruise ship while out of the country or ends up in a hospital there, etc, they will need s passport to re-enter the USA.
Links below can assist you in making the decisions about necessary documents for a smooth sailing!

https://thepointsguy.com/guide/what-documents-you-need-for-cruise/

Vital Records- TN:

Office of Vital Records

The Tennessee Office of Vital Records reviews, registers, amends, issues and maintains the original certificates of births, deaths, marriages and divorces that occur in Tennessee in accordance with Tennessee Code Annotated.

Where:	When:
Tennessee Vital Records 1st Floor, Andrew Johnson Tower 710 James Robertson Parkway Nashville, TN  37243Vital Records Entrance is on the Rosa Parks Blvd. side of the building.	Office Hours: Monday – Friday   8:00 A.M. – 4:00 P.M.Lobby Hours: Monday – Friday   8:00 A.M. – 4:00 P.M.Parking is located on Rev. Kelly M Smith Way off Rosa Parks Blvd.

Local County Health Department

With the Introduction of our electronic issuance system, all county health departments can issue any birth or death certificates that have been registered statewide with our office. You will no longer have to travel to the county where the birth or death occurred. Identification will be required at the time of submission of your application and fees payable. IF you are not a qualified applicant, (parent, child, or spouse), you will also need to present any documents to support your right to the certificate. Entitlement documents can include custody orders, letters or testamentary, insurance policies denoting the beneficiaries, etc.